The "Grant of Margin Money for Availing Capital Loan" Component of the "Development of Coir" Scheme by the Department of Industries and Commerce, Union Territory of Puducherry, aims to incentivize entrepreneurs to establish new coir industries or revitalise existing ones. Eligible units must be set up in the Union Territory of Puducherry. The scheme provides margin money upon receipt of a financial institution's sanction order for a project.

The "Grant of Margin Money for Availing the Capital Loan" Component of the "Development of Silk" Scheme by the Department of Industries and Commerce, Union Territory of Puducherry, aims to encourage the entrepreneur to set up Silk Weaving Units in Puducherry. This margin money grants will reduce the initial financial burden on the entrepreneurs while availing term loan/working capital loan from the financial institutions for setting up of silk weaving units.

"Interest Subsidy (For Micro, Small, Medium and Large New Industries)" under "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries - Various Incentives" is a scheme by the Industries and Commerce Department, Union Territory of Puducherry. The scheme came into force with effect from 1st April 2017 and is in operation in the whole of the UT of Puducherry. Through this scheme, the industrial units availing loans from financial institutions towards

The "Interest Subsidy" is a Component of the "Motivation of Entrepreneurs to Start Industries and Fiscal Assistance to Industries" Scheme by the Industries and Commerce Department, Union Territory of Puducherry. The industrial units which have availed loans from financial institutions towards the creation of fixed assets and for working capital shall be eligible for an interest incentive to an extent of 25% of the annual interest amount paid. The applications are accepted off

The "Interest Subvention on Working Capital" component of "Assam Tea Industries Special Incentives Scheme (ATISIS)" by the Finance (Institutional Finance) Department, Government of Assam, aims to ensure long-term financial sustainability of the Tea industry and to incentivize manufacturers to move from Crush, Tear, Curl tea to Orthodox tea production. The component provides interest subvention on working capital loans at 3% per annum. The scheme is implemented by the Finance

Andhra Pradesh interest subvention of 6% on bank loans up to ₹2.5 crore for aqua processing units, ice plants and cold storage, for 5 years.

Andhra Pradesh reimburses interest on term loans taken on fixed capital investment by new micro and small enterprises — the portion of interest in excess of 3% per annum, up to a maximum reimbursement of 9% per annum, for 5 years from commencement of commercial production. Units within Visakhapatnam, Vijayawada and Hyderabad municipal corporation limits are excluded.

Andhra Pradesh Scheduled Castes Cooperative Finance Corporation (APSCCFC, est. 1974) provides back-ended subsidy on bank-linked self-employment / economic support units for Scheduled Caste families below the poverty line. Subsidy is 60% of the unit cost subject to a maximum of ₹1,00,000 (whichever is less) per GO Ms.No.101, SW(SCP-1). Units are grouped into Category I (up to ₹3 lakh), Category II (₹3.01–5 lakh) and Category III (₹5.01–10 lakh); the balance over subsidy is a bank loan with ~5% beneficiary contribution. All applications are registered online through the OBMMS portal.

Andhra Pradesh Scheduled Tribes Cooperative Finance Corporation (TRICOR, est. 1976 vide GO Ms.No.141) acts as a facilitator providing subsidy of 60% of the unit cost subject to a maximum of ₹1,00,000 on bank-linked economic support units for Scheduled Tribe families below the poverty line, in the fields of Agriculture, Horticulture, Sericulture, Animal Husbandry and ISB/self-employment. Transport and other individual units are also sanctioned with TRICOR subsidy plus a term loan from NSTFDC. Applications registered online through OBMMS.

Andhra Pradesh State Minorities Finance Corporation (APSMFC, incorporated 1985) extends subsidy through banks to weaker sections of minorities (Muslims, Christians, Sikhs, Buddhists, Parsis, Jains) for ISB (Industry, Service, Business), transport and Agriculture & Allied activities. Corporation subsidy is 50% of the unit cost subject to a maximum of ₹1,00,000; beneficiary contribution 10% and the balance (~40%) a bank loan. Maximum unit cost ₹2 lakh in general and ₹3 lakh for transport schemes. Applications registered only through OBMMS.

Andhra Pradesh State Financial Corporation (APSFC) provides medium and long-term loans, working capital term loans and seed/special capital assistance to micro, small and medium enterprises in Andhra Pradesh. Loans are sanctioned against primary and collateral security; quantum is based on promoter's contribution and debt-equity ratio.

Agricultural Education Loan — DRAFT facts sourced from the financial-intelligence-platform V1 dataset (ministry: Indian Banks Association), pending official-source verification.

The scheme "Back Ended Interest Subsidy (BEIS)" by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu, is introduced with the objective of reducing financial burdens of all new micro and small manufacturing enterprises who have already availed loans from banks/ other government organizations by assisting them through a subsidy on term loans for a period of 5 years.

The "Bankable Scheme" is implemented by the Gujarat Scheduled Caste Development Corporation (GSCDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to provide financial assistance to scheduled caste persons for self-employment opportunities. Under this scheme, loans are provided for business, industry, or service activities, along with a subsidy of 50% of the loan amount or a maximum of ₹50,000/-. For setting up or expanding self-em

The Department of Education introduced a scheme named "Bihar Student Credit Card Scheme". Its aim is to provide financial aid to students to complete their higher education. In this scheme, the students can avail loans of up to ₹4 lakhs at minimal interest rates. They can utilize these funds for financing courses like B.Sc, B.A, B.Tech, or MBBS. This scheme is specifically for all those students who are interested in pursuing higher education but due to lack of financial reso

The scheme "COP-34 Financial Assistance to Farmer for Interest Subvention (Kishan Credit Card Interest Asst.)" introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to support farmers by offering a 4% interest subvention on crop loans up to ₹3 lakh, provided the loan is repaid on time. This assistance helps farmers reduce their financial burden, improve crop yield, and enhance their income. It also encourages responsible financial practices

The "Car Loan Scheme" was launched by the Pondicherry Industrial Promotion Development and Investment Corporation Limited (PIPDIC), Department of Industries & Commerce, Puducherry. The scheme aims to assist the employees of the Government of Puducherry & Employees of the Government of Puducherry undertaking for the purchase of a new car for personal use. The applications for this scheme are accepted online only.

Central Sector credit-guarantee scheme notified by the Department for Promotion of Industry and Internal Trade (DPIIT), with the National Credit Guarantee Trustee Company (NCGTC) as trustee/operating agency, to provide guarantee cover against loans extended by Member Institutions (Scheduled Commercial Banks, NBFCs and SEBI-registered Alternative Investment Funds) to DPIIT-recognised startups. Following the May 2025 expansion, the ceiling on guarantee cover was raised from ₹10 crore to ₹20 crore per borrower. The extent of guarantee cover is 85% of the amount in default for loans up to ₹10 crore and 75% of the amount in default for loans above ₹10 crore. The Annual Guarantee Fee for startups in 27 identified Champion Sectors has been reduced to 1% per annum (from 2%). Assistance is in the form of venture debt, working capital, subordinated/mezzanine debt, debentures and other fund/non-fund-based facilities that have crystallised as debt obligations.

The scheme “Deen Dayal Upadhyaya Sahkarita Kisan Kalyan Yojana” was introduced by the Cooperative Department, Government of Uttarakhand. The scheme aims to provide interest-free loans to farmers and self-help groups for agricultural and non-agricultural activities to promote self-employment and strengthen the rural economy.

The scheme “Deen Dayal Upadhyaya Swavalamban Yojana” has been implemented by the Department of Finance, Planning & Investment, Government of Arunachal Pradesh, to promote entrepreneurship among unemployed youth by supporting viable, bankable self-employment projects. Through this scheme, loan support and capital subsidy are provided to eligible beneficiaries for establishing commercially viable enterprises. The scheme is implemented by the Department of Finance, Planning & In

The "District Central Cooperative Banks and through its Branches: For Housing, House Construction, Repair Extension Loan" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, provides financial assistance to citizens for housing construction, repair, and extension. The maximum loan amount offered is ₹10,00,000/- with an interest rate of 12% (subject to change).

The "District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit, etc." scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, offers revamped micro-credit loans to women engaged in vending activities like selling flowers, vegetables, fruits, etc. The scheme allows women vendors to obtain a loan between ₹100/- to ₹5,000/- at an interest rate of 11% (subject to cha

The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1976. Under the scheme, loans/financial assistance is provided to the Scheduled Caste Medical Graduates possessing qualifications such as M.B.B.S, B.S.A.M, B.A.M.S, B.A.M (Ayurveda), B.D.S (Dental) Homeopathic Degree/

The scheme “Dr. P. G. Solanki Scheme for Loan/Assistance to Medical Post Graduate Doctors of Scheduled Caste” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1982. Under the scheme, loans/financial assistance is given to the Scheduled Caste Medical Post Graduate (M.D/M.S) Doctors to start their independent profession/clinic consultation room, etc.

Education Loan Interest Subsidy — DRAFT facts sourced from the V1 dataset (ministry: Financial Services), pending official-source verification.

A scheme named "Education Loan Scheme" by National Scheduled Castes Finance and Development Corporation (NSFDC) under the M/o Social Justice and Empowerment provides loans to students from Scheduled Castes who are pursuing full-time professional or technical courses in recognized institutions. The objective of the scheme is to extend Education Loans to the students of Backward Classes for pursuing professional/technical education at the graduate and higher levels and for purs

Under this scheme of NMDFC, loan is available for job oriented 'technical and professional courses' of durations not exceeding five years. Loan of upto ₹20,00,000/- for domestic courses & ₹30,00,000/- for courses abroad under Credit Line-1 and Credit line -2 is extended to beneficiaries belong to minority communities at 3% p.a. & 8% p.a respectively. Further, concession of 3% is extended to women beneficiaries under Credit Line-2.

The scheme "Education Loan Scheme under NSKFDC" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC). The HSFDC is a Company registered under the Companies Act, 1956 on 02.01.1971. It is a wholly government-owned Corporation with a 51% share of the State Government and a 49% share of the Government of India.

The "Intensive Castration Scheme" introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to provide financial assistance to livestock owners for setting up dairy farms with 50 milch animals, offering subsidies on loan interest, shed construction, animal insurance, and essential equipment.

The “Goa State 25% Subsidy for Self Employed Scheme” was launched by the Directorate of Industries, Trade, and Commerce, Government of Goa. The scheme aims to boost self-employment in the State and encourage beneficiaries under self-employed schemes to repay their loan regularly. The scheme provides 25% subsidy on fixed capital investment for all activities related to Industrial and other self-employment opportunities. The applications for this scheme are accepted at the offi

The “Goa State Logistics and Warehousing Incentives Scheme” was launched by the Department of Industries, Government of Goa. The scheme aims to provide financial assistance for the development of the logistics and warehousing industry in the State. The “Subsidy Towards Annual Interest Rate Payable On Loans” component of the scheme offers financial assistance for the development of the logistics and warehousing industry in the State. The component provides a reimbursement of 5

The Green Business Scheme has been launched by the National Safai Karamcharis Finance and Development Corporation (NSFDC) to provide financial assistance in the form of loans for activities that can tackle the impacts of climate change and also be income-generating. The income-generating activities that could mitigate the Green House effect or could be classified under adaptation initiatives, would be covered under the scheme.

The "Green Business Scheme" is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSCFDC) in collaboration with the National Safai Karamcharis Finance and Development Corporation (NSFDC) within the state of Haryana. Under this scheme, loans of up to ₹2.00 lakhs are provided to Scheduled Caste residents of Haryana for undertaking income-generating activities such as e-rickshaws, compressed air vehicles, solar energy gadgets, polyhouses, and simila

Launched on 13th December 2016, the "Incentive Scheme for Establishment of New Super Specialty Hospital in Private Sector" by the Health & Family Welfare Department, Government of Gujarat, aims to address the shortage of high-end medical facilities in remote areas by incentivizing private and non-governmental organizations to establish super specialty hospitals. The scheme provides 10% capital subsidy on medical equipment loans (up to ₹10 crore), 4% interest subvention (max ₹

The "Incentive Scheme for Sericulture Reelers" was launched by the Minorities Welfare Department, Government of Karnataka, and is implemented by the Karnataka Minorities Development Corporation. The scheme aims to improve the financial condition of minority communities involved in silk reeling and spinning by providing financial assistance through loans and subsidies. This support is intended to enhance working capital, improve basic infrastructure, and promote better product

The scheme "Interest Subsidy Scheme on Education Loan" by the Education Department, Government of Gujarat, aims to provide complete financial relief to students through 100% interest subsidy on education loans for the entire moratorium period. This includes the study period and 1 additional year after course completion.

Apun Ghar is a new home loan scheme for Assam Government employees as per announcement made in the Budget Speech,2016-2017 under which home loans will be provided to the state Government employees at subsidized interest rates to purchase/construct a new house/flat, purchase of an existing/old house/flat or takeover of Home Loans from other Banks only. With Assam Government Interest Subvention Scheme of 3.50%, the present effective rate will be 5% for women and 5.05 % for men.

The scheme "Karma Sathi Prakalpa" by the Department of Micro, Small and Medium Enterprises and Textiles, Government of West Bengal, aims to help young entrepreneurs in the state set up new manufacturing enterprises and small businesses, including services and trading. The scheme provides soft loans and subsidies for new income-generating projects. This assistance is intended for young and enthusiastic entrepreneurs in both rural and urban areas of the state, helping them beco

The "Kisan Credit Card (Pashupalan)" scheme is launched by the Animal Husbandry and Dairy Department, Government of Madhya Pradesh. The schheme provides short-term working capital loans to livestock farmers at subsidized interest rates. Eligible livestock farmers, dairy producers, and members of primary agricultural credit cooperative societies can avail financial support for operational purposes through banks.

Being implemented since the year 2009, the "Education Loan Scheme" is a scheme by the Leather Industries Development Corporation (LIDCOM), Govt. of Maharashtra. In this scheme, finance of upto ₹ 20,00,000 is provided for post graduate students in the 18-50 years age group from Charmakar Community for studies in India and in abroad. Only the citizens who are a permanent resident of the state of Maharashtra are eligible to apply to this scheme. This is a Central Government Sche

Being implemented particularly for the (Scheduled Caste) Charmakar Community, the "Margin Money Loan Scheme" is a scheme by the Leather Industries Development Corporation (LIDCOM), Govt. of Maharashtra. In this scheme, for a loan limit from ₹50,001 to ₹5,00,000/-, 20% of the Project cost loan as Seed Capital is paid by the Corporation @ 4% interest per annum. A maximum of ₹10,000/- will be paid as a subsidy by Corporation. A 5% amount of project cost will have to be contribut

The "Livelihood Opportunity Promotion Scheme (Disabled)" scheme was launched by the Social Welfare Department, Government of Uttarakhand. It aims to empower persons with disabilities by providing financial assistance for sustainable self-employment and livelihood generation. Under this scheme, the beneficiaries are supported with a mix of grants, subsidized loans, and margin money for term loans, shop construction, and bank-linked enterprises.

An Education Loan (EL) scheme has been launched by the Ministry of Social Justice and Empowerment, Government of India. The scheme aims to provide education loans to the students from the community of safai karamcharis\manual scavengers & their dependents for pursuing higher education.

The scheme “Manav Garima Yojana” was launched by the Director Scheduled Caste Welfare, Department of Social Justice & Empowerment, Government of Gujarat. The scheme was launched in the year 1995. The scheme offers financial assistance to Scheduled Caste individuals who wish to establish cottage industries for self-employment without requiring bank loans. Additionally, employment/tool kits are provided to those who seek self-employment opportunities.

The scheme “Maulana Azad Education Finance Foundation Scheme” was launched by the Minority Welfare Department, Government of Uttarakhand. The scheme aims to provide interest-free loans to students from minority communities for pursuing higher education in India and abroad.

The "Merit Loan Scheme for Good Borrowers" was launched by the Pondicherry Industrial Promotion Development and Investment Corporation Limited (PIPDIC), Department of Industries & Commerce, Puducherry. The scheme aims to assist the units of PIPDIC whose loan accounts are classified as Standard Assets continuously for 3 years. The assistance is provided for construction of additional building, purchase of additional machineries & equipments essential for expansion/modernisatio

The scheme "Micro Credit Finance" is implemented by the National Scheduled Castes Finance and Development Corporation (NSFDC) under the Ministry of Social Justice and Empowerment, Government of India. Under this scheme, loans are provided to individuals from the Scheduled Caste community for units costing up to ₹1,40,000/-. The loans support income-generating activities such as running a betel leaf shop, bakery, candle making, cycle repair, goat rearing, beauty parlour, veget

The scheme "Mukhya Mantri Yuva Udyami Yojana" was launched on 1st August 2014 by the Department of Micro, Small & Medium Enterprises, Government of Madhya Pradesh. The scheme provides loans of up to ₹10,00,000 to ₹2,00,00,000 to the citizens of Madhya Pradesh who want to set up their industries.

The scheme "General Loan" has been launched by the National Backwards Classes Finance and Development Corporation (NBCFDC), Ministry of Social Justice and Empowerment and aims to provide loan assistance for various income-generating activities such as agriculture and allied activities, small business, artisan and traditional occupations, transport sector activities, service sector activities, and technical and professional trades/courses. Through this scheme, financial assist

The “National Handloom Development Programme: Concessional Credit/Weaver MUDRA Scheme” is one of the components of the National Handloom Development Programme (NHDP) was launched by the Ministry of Textiles, Government of India. The scheme aims to provide adequate and timely assistance from the banks to the handloom sector to meet their credit requirements for term loans & working capital in a flexible and cost-effective manner across the country.

The "New Akanksha Scheme (Higher Educational Loan)" is implemented by the Gujarat Gopalak Development Corporation (GGDC) under the Social Justice and Empowerment Department, Government of Gujarat. Under this scheme, educational loans of up to ₹15 lakh are provided to students belonging to the Rabari and Bharwad castes from socially and educationally backward classes for pursuing higher professional courses such as medical, dental, engineering, pharmacy, etc.

The scheme "PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi)" by the Ministry of Housing and Urban Affairs, Government of India aims to formalize street vendors and enhance their economic opportunities through providing collateral-free working capital loans, interest subsidy, and digital transaction incentives to street vendors. It was launched on 1st June 2020 as a central sector scheme. The scheme supports vendors in restarting and expanding their businesses. It also prom

The "Pashu Palan Yojana" is implemented by the Gujarat Thakor and Koli Vikas Nigam (GTKVN) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to strengthen the livelihoods of the Thakor and Koli communities by providing financial support for animal husbandry activities, such as dairy farming with cows and buffaloes. Under this scheme, loans are offered to purchase milch animals like cows and buffaloes, thereby promoting sustainable sel

The "Passenger Vehicle/Loading Vehicle Loan Scheme" introduced by the Social Justice and Empowerment Department, Gujarat, aims to provide financial assistance in the form of loans to unemployed individuals belonging to Scheduled Caste Antyodaya families, enabling them to purchase passenger or freight vehicles and thereby create self-employment opportunities in the transport sector. The scheme is being implemented by the Dr. Ambedkar Antyodaya Development Corporation.

Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India. The scheme facilitates micro credit/Loan up to Rs. 20 lakhs to income generating micro enterprises engaged in the non farm sector in manufacturing, trading or service sectors including activities allied to agriculture such as poultry, dairy, beekeeping, etc. The Scheme provides financial assistance extended by Member Lending Institutions to the non-corporate, non-farm sector income generating acti

The "Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to offer financial support for handloom and other non-farm sector activities, enabling farmers to diversify income sources beyond agriculture. Loans under this scheme can be obtained based on the project cost, with a limit of ₹2,00,000/-. Interest rates range from 11%

The "Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial assistance to farmers through loans intended for minor irrigation projects. It helps improve water availability for agriculture, enhancing crop productivity and supporting sustainable rural development.

The "Primary Cooperative Agriculture and Rural Development Bank: For Poultry Development" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to provide financial support to farmers for poultry and cattle development, with loans available up to ₹14,800/- for 200 poultry birds or ₹17,000/- for 2 cows. The interest rate ranges from 14.5% to 16.5%, subject to periodic changes.

The "Primary Cooperative Agriculture and Rural Development Bank: For Sericulture In Irrigated Area" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, aims to support farmers involved in sericulture within irrigated areas by offering loans ranging from ₹49,000/- to ₹79,000/- per acre. The interest rate varies between 11% to 12.75% (subject to change).

The “Ganga Gaay Mahila Dairy Yojana” is implemented under the Rajya Samekit Sahkari Vikas Yojana by the Department of Dairy Development, Government of Uttarakhand. The scheme aims to promote dairy entrepreneurship among women, Scheduled Castes, Scheduled Tribes, and general category members of cooperative societies by providing financial assistance through subsidies and loans for the purchase of milch cows and buffaloes.